IELTS Writing Practices (#32)

Adi Slamet Kusuma
2 min readAug 24, 2021

With the world in such economic turmoil, many of us face difficult choices in managing our money. Personally, I feel that saving is preferable to high spending, and I will explain why.

Firstly, saving money is a sensible precaution in a world where the future is uncertain. It is possible, for example, that a person might meet unemployment, ill health or other crises at some point in life. It is essential to have some funds in reserve for these situations, and saving is for most people the only way to achieve this. Furthermore, I believe that saving is itself a good discipline for people to develop, as it builds skills of planning and reaching targets. We can this in the way that disciplined people build up quite large sums through small monthly contributions to savings plans. In many cases this meets important objective in their lives, including large purchases such as cars or property. Finally, we have to remember the reasons for the current economic problems besetting the world. The crisis was caused by excessive spending and insufficient saving — not just by individuals, but by corporations and even government themselves. I feel that an emphasis on sensible saving should be a universal strategy now.

I do appreciate that some people think differently, saying that it is better to live for the moment and spend accordingly. While some daily spending is essential, of course, I feel this is a potentially unwise viewpoint, especially considering recent global events.

To conclude, I believe that saving is the wiser course, not just for financial but also for personal and political reasons. Sensible saving is an invaluable skill and a butter against uncertainty.

Posted in Malang, 24 August 2021.